You’ve likely heard the phrase “valuation is more art than science.” At bizval, we see that as a distraction. The real issue isn’t a lack of science—it’s that most valuation tools are designed for advisors, not for owners.
In this episode of the Intentional Growth podcast with Ryan Tansom, our co-founder Graham Stephen and vice president Kyle McCulloch share the thinking behind bizval: a smarter, simpler, and more transparent way for business owners to understand what their business is truly worth.
Instead of relying on outdated tax returns or vague industry multiples, Bizval begins with what you—the owner—already know: how your business operates. From there, we reverse-engineer a robust three-statement model and a DCF (discounted cash flow) valuation that reflects future cash and real-world risk. No fluff. No formulas designed to protect someone else’s fees.
In this conversation, we explore:
- Why traditional valuation methods are outdated—and often misleading
- How bizval centers future cash flow in the valuation process
- What owners need to know to make smarter decisions about scaling, selling, or holding
- Why your business may be one of the most resilient assets in your portfolio
Whether you’re preparing for an exit or simply want a clearer picture of your path forward, this episode is for you.
Episode Highlights:
(00:00) Intro with Ryan Tansom
(01:24) Graham’s journey from banking to building Bizval
(12:40) Kyle’s story—from Wall Street to small business risk management
(21:43) What’s broken in traditional valuation
(35:00) A practical five-step valuation process that works
(50:00) Scenario planning and forward-looking forecasting
(01:05:00) How macro shifts are changing valuation strategies
(01:20:00) What this means for owners ready to take control