Building resilience and value as an immigrant entrepreneur. A conversation with Arta, Founder of Three Sixty Finance
In this episode of the bizval podcast, Graham Stephen sits down with Arta Ramaj, co-founder of Three Sixty Finance, to discuss the highs and lows of entrepreneurship, especially through the lens of her immigrant background.
Key highlights:
Facing challenges and persistence: Arta candidly shares the difficult days when quitting crossed her mind but emphasizes her unwavering focus on long-term goals. She stresses that while doubts occur, she never seriously entertains quitting because she is building something meaningful.
Immigrant entrepreneurial spirit: Arta reflects on how growing up in an immigrant family instills vital traits such as resilience, grit, empathy, and a deep appreciation for opportunity. These qualities help immigrant entrepreneurs overcome barriers and create value in unique ways.
Resourcefulness and adaptability: Sharing personal stories, Arta explains how rejection fuelled her persistence—working as a waitress, she strategically networked with finance professionals, ultimately landing her first job. This creative problem-solving is a hallmark of immigrant founders.
Pressure to succeed: Both Arta and Graham discuss the heavy, sometimes self-imposed pressure immigrant entrepreneurs carry — not only for themselves but to honour their family’s sacrifices. While it can be a double-edged sword, Arta views this pressure as a motivating force that drives excellence.
Leadership style: Arta describes leading Three Sixty Finance with empathy, directness, and trust, valuing a “figure it out” mentality among her team. She also highlights the strength of co-founding the business with her fiancé, noting how complementary personalities and shared goals create balance.
Advice for new immigrants: Arta encourages new arrivals to recognize their courage in starting fresh and to actively build new networks. She emphasizes that although the journey may be harder, resilience and connection are keys to success.
Building a business of value: For Arta, a valuable business not only delivers efficiency and solves problems but also leaves a legacy aligned with one’s lifestyle and pride. Profitability is essential but so is building something meaningful beyond financial success.
Why it matters:
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